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Michelle Johnson

Broker/Owner
Modern Edge Real Estate

4500 Mercantile Plaza, Suite 300
Fort Worth, TX 76137

817-456-4227
Contact Me

Blog: Mortgage Information

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Michelle Johnson
Broker/Owner
Modern Edge Real Estate
4500 Mercantile Plaza Ste. #300
Fort Worth, TX 76137
Phone: 817-456-4227
Email: Michelle@ModernEdge.RealEstate

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Testimonials

Michelle was FANTASTIC! This was my first time buying a house ever and Michelle walked me through the entire process from start to finish. Anytime I had a questions she was quick to respond. No question was a dumb question to her. She worked hard to get me the best deal on my house. Even after buying my house she kept in contact to make sure everything was how I wanted it to be. Michelle was INCREDIBLE!! Amanda
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